https://at6pm.app/blog Guides to tracking spending automatically on iPhone, a daily safe-to-spend number, and how the open-source 6pm app is built. en Wed, 21 Oct 2026 00:00:00 GMT https://at6pm.app/blog/how-much-can-i-spend-per-dayhttps://at6pm.app/blog/how-much-can-i-spend-per-dayHow much can you spend per day? Take pay, set bills and savings aside first, then split the rest by the days to payday. A worked example, in dollars.Wed, 21 Oct 2026 00:00:00 GMTKhánh Quốcdaily budgetsafe to spendbudgetingpaycheck to paycheck https://at6pm.app/blog/track-spending-automatically-iphonehttps://at6pm.app/blog/track-spending-automatically-iphoneTrack spending automatically on iPhone with Apple Pay, receipt photos, bank alert emails and voice. Every spend lands in one inbox; close the day at 6pm.Wed, 21 Oct 2026 00:00:00 GMTKhánh Quốcexpense trackingiphoneapple payautomationhow-to https://at6pm.app/blog/best-expense-tracker-apps-iphone-2026https://at6pm.app/blog/best-expense-tracker-apps-iphone-2026An honest look at the best expense tracker apps for iPhone in 2026: YNAB, Copilot, Monarch, Rocket Money, Spendee and 6pm. Prices, strengths, trade-offs.Wed, 21 Oct 2026 00:00:00 GMTKhánh Quốcexpense trackerbudget appsiphoneapp comparisonynab https://at6pm.app/blog/budgeting-as-a-couplehttps://at6pm.app/blog/budgeting-as-a-coupleHow to budget as a couple without merging everything: shared pots for rent, trips and the wedding, private everyday spending, and no passwords swapped.Wed, 21 Oct 2026 00:00:00 GMTKhánh Quốcbudgeting as a coupleshared savingscouples financebudget together https://at6pm.app/blog/envelope-budgeting-vs-one-daily-numberhttps://at6pm.app/blog/envelope-budgeting-vs-one-daily-numberEnvelope budgeting, 50/30/20, zero-based or one daily number? How each method works, who it suits, and where a safe-to-spend number beats categories.Wed, 21 Oct 2026 00:00:00 GMTKhánh Quốcenvelope budgeting50/30/20 rulebudgeting methodssafe to spenddaily budget https://at6pm.app/blog/holiday-spending-planhttps://at6pm.app/blog/holiday-spending-planA holiday spending plan that survives January: list gifts, travel and food, set the total aside in a pot, keep paying future you, and spend the rest daily.Wed, 21 Oct 2026 00:00:00 GMTKhánh Quốcholiday budgetchristmas on a budgetgift budgetsavings potdaily budget https://at6pm.app/blog/log-expenses-by-voicehttps://at6pm.app/blog/log-expenses-by-voiceLog expenses by voice: say “lunch, twelve dollars” and 6pm pulls out the amount and category. Works with Siri, in English or Vietnamese.Wed, 21 Oct 2026 00:00:00 GMTKhánh Quốcvoiceexpense trackingsiricashiphone https://at6pm.app/blog/scan-receipts-track-expenseshttps://at6pm.app/blog/scan-receipts-track-expensesScan receipts to track expenses: 6pm finds the receipt, reads the total on your iPhone, splits group bills and marks utility bills paid. Free.Wed, 21 Oct 2026 00:00:00 GMTKhánh Quốcreceipt scannerexpense trackingiphonesplit billocr https://at6pm.app/blog/track-spending-from-qr-paymentshttps://at6pm.app/blog/track-spending-from-qr-paymentsQR payments are fast and easy to forget. Here's how to track spending from QR codes in Vietnam, Thailand and Singapore, plus what 6pm can and can't pay.Wed, 21 Oct 2026 00:00:00 GMTKhánh Quốcqr paymentsvietqrtravelexpense trackingasia https://at6pm.app/blog/daily-budget-iphone-lock-screenhttps://at6pm.app/blog/daily-budget-iphone-lock-screenAdd a budget widget to your iPhone Lock Screen and see what you can spend today without unlocking. Step by step, plus Home Screen widgets and controls.Wed, 21 Oct 2026 00:00:00 GMTKhánh Quốciphone widgetslock screenbudget widgetdaily budget https://at6pm.app/blog/black-friday-spending-daily-numberhttps://at6pm.app/blog/black-friday-spending-daily-numberHow to not overspend on Black Friday and Cyber Monday 2026: turn your cart into dollars per day until payday, ask before checkout, close the day at 6pm.Wed, 21 Oct 2026 00:00:00 GMTKhánh Quốcblack fridaycyber mondaydaily budgetimpulse spendingholiday shopping https://at6pm.app/blog/bank-alert-emails-expense-loghttps://at6pm.app/blog/bank-alert-emails-expense-logYour bank already emails you every card charge. Forward those alerts to one address and 6pm turns them into an expense log, sorted and ready to review.Wed, 21 Oct 2026 00:00:00 GMTKhánh Quốcbank alertsexpense trackingemail forwardinggmail filtersautomation https://at6pm.app/blog/where-does-my-money-gohttps://at6pm.app/blog/where-does-my-money-goPaycheck gone by the 20th? Find the small spends that drain it: delivery fees, lattes, forgotten subscriptions, Venmo splits. A 7-day audit, with the math.Wed, 21 Oct 2026 00:00:00 GMTKhánh Quốcwhere does my money gosmall spendingspending auditbudgeting https://at6pm.app/blog/why-expense-tracking-failshttps://at6pm.app/blog/why-expense-tracking-failsMost people quit tracking expenses within weeks because logging is a chore. The fix: let your phone catch spends and close the day in one minute.Wed, 21 Oct 2026 00:00:00 GMTKhánh Quốcexpense trackinghabitsdaily closebudgeting https://at6pm.app/blog/ynab-alternatives-for-people-who-hate-budgetinghttps://at6pm.app/blog/ynab-alternatives-for-people-who-hate-budgetingLove the idea of YNAB, hate the homework? Five YNAB alternatives compared on price, effort and bank sync, from Copilot and Monarch to a one-number app.Wed, 21 Oct 2026 00:00:00 GMTKhánh Quốcynab alternativebudgeting appsexpense trackerapp comparison https://at6pm.app/blog/eng-native-feel-expo-reanimatedhttps://at6pm.app/blog/eng-native-feel-expo-reanimatedHow 6pm makes an Expo app feel native: Reanimated 4 worklets on the UI thread, velocity-aware springs, real iOS form sheets and a small haptics vocabulary.Wed, 21 Oct 2026 00:00:00 GMTKhánh Quốcengineeringexporeact nativereanimatedgestures https://at6pm.app/blog/eng-one-camera-qr-and-receiptshttps://at6pm.app/blog/eng-one-camera-qr-and-receiptsHow 6pm's Scan finds QR codes and receipts in one AVCaptureSession, outlines paper live with Vision, reads it on device, and the Android ML Kit port.Wed, 21 Oct 2026 00:00:00 GMTKhánh Quốcengineeringiosapple visionocrandroid https://at6pm.app/blog/eng-reading-vietqr-on-devicehttps://at6pm.app/blog/eng-reading-vietqr-on-deviceHow 6pm parses VietQR on device (EMVCo TLV, CRC-16, NAPAS 247), tells foreign codes apart, and hands a payment to 28 Vietnamese bank apps filled in.Wed, 21 Oct 2026 00:00:00 GMTKhánh Quốcengineeringvietqremvcotypescriptios https://at6pm.app/blog/eng-sky-shaders-react-native-skiahttps://at6pm.app/blog/eng-sky-shaders-react-native-skiaHow 6pm draws a time-of-day sky in one Skia canvas: baked blur gradients, a halftone shader, noise grain, rain tiles and tilt-driven living scenes.Wed, 21 Oct 2026 00:00:00 GMTKhánh Quốcengineeringreact nativeskiashadersreanimated https://at6pm.app/blog/eng-why-we-open-sourced-our-money-apphttps://at6pm.app/blog/eng-why-we-open-sourced-our-money-app6pm is Apache 2.0. What the code shows: SQLCipher on the phone, hashed device tokens, sealed receipt email, ciphertext-only backup, and what does leave.Wed, 21 Oct 2026 00:00:00 GMTKhánh Quốcengineeringopen sourceprivacysqlciphercloudflare workers https://at6pm.app/blog/eng-widgets-controls-live-activities-expohttps://at6pm.app/blog/eng-widgets-controls-live-activities-expoHow 6pm ships WidgetKit widgets, iOS 18 controls, a Live Activity and an App Intent from Expo, with no database in the extensions and no logic in Swift.Wed, 21 Oct 2026 00:00:00 GMTKhánh Quốcengineeringexpowidgetkitapp intentslive activities